Derived estimate — not a bank fact. Derived estimate - not a published figure. Bosnia & Herzegovina's central bank operates the RTGS system of the Central Bank of Bosnia and Herzegovina, but does not publish a clean annual settled-value total in a reachable source (it sits only deep in local-language annual-report PDFs). Estimated from the real RTGS throughput of comparable sourced countries: the frontier peer group (Serbia, Ukraine and Turkey) settles a median of about US$159,000 per capita per year; applied to Bosnia & Herzegovina's population and converted at KM ~1.8/US$. This puts Bosnia & Herzegovina on the same wholesale-RTGS scale as the sourced tiles. A modelled input, not a recorded total.