Guyana — the annual base shown is a derived estimate, not yet a published bank total (see basis). 800,000 citizens, 40,000 businesses, G$1.2T modelled. The 80/16/3/1 split is constitutional.
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Derived estimate — not a bank fact. No published payment-system value: the Bank of Guyana reports monetary aggregates only, and the World Bank describes 'modest payment volumes'. Modelled as an average South American nation: population (~0.8 million) x US$7,171 per capita - the mean per-capita of South America's three sourced retail/electronic economies (Ecuador, Paraguay, Bolivia) - giving ~US$5.7 billion (G$1.2 trillion at G$209/US$). A simulator input, not a recorded total.