Derived estimate — not a bank fact. Derived estimate - not a published figure. Iceland's central bank operates the RTGS system of the Central Bank of Iceland, but does not publish a clean annual settled-value total in a reachable source (it sits only deep in local-language annual-report PDFs). Estimated from the real RTGS throughput of comparable sourced countries: the advanced peer group (Germany, France, the Nordics and Czechia) settles a median of about US$1,540,000 per capita per year; applied to Iceland's population and converted at kr ~138.0/US$. This puts Iceland on the same wholesale-RTGS scale as the sourced tiles. A modelled input, not a recorded total.