Malawi on a published bank total — 21M citizens, 400,000 businesses, MK189T processed. Each tile fills from the same engine; the 80/16/3/1 split is constitutional.
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Source. Reserve Bank of Malawi, Payments System Vision 2026-2030 (Chart 1, MITASS utilisation): the Malawi Interbank Transfer and Settlement System (MITASS, the RTGS backbone) processed MK188.99 trillion in 2025 - published full-year total. RTGS aperture.