Derived estimate — not a bank fact. Derived estimate - not a published figure. North Macedonia's central bank operates MIPS (National Bank of the Republic of North Macedonia), but does not publish a clean annual settled-value total in a reachable source (it sits only deep in local-language annual-report PDFs). Estimated from the real RTGS throughput of comparable sourced countries: the frontier peer group (Serbia, Ukraine and Turkey) settles a median of about US$159,000 per capita per year; applied to North Macedonia's population and converted at ден ~57.0/US$. This puts North Macedonia on the same wholesale-RTGS scale as the sourced tiles. A modelled input, not a recorded total.